Terms and Conditions
Effective Date: 07/09/2026
Welcome to The Szatkowski Agency. These Terms and Conditions govern your use of our website, communications, and text messaging services.
By visiting our website, requesting information, submitting a quote request, or opting into text message communications from The Szatkowski Agency, you agree to these Terms and Conditions.
Insurance Services
The Szatkowski Agency is an independent insurance agency providing insurance products and services through various insurance carriers. We assist clients with insurance quotes, policy servicing, coverage questions, and related insurance needs.
Submitting a request for a quote does not guarantee coverage, acceptance, pricing, or availability. All insurance coverage is subject to underwriting approval, eligibility requirements, policy terms, conditions, exclusions, and the rules of the applicable insurance carrier.
Text Messaging Terms
By providing your phone number and opting into text communications from The Szatkowski Agency, you consent to receive text messages related to:
Insurance quote requests
Policy questions
Customer service requests
Appointment reminders
Documents and account-related communications
Updates regarding your insurance inquiry or policy
Message frequency may vary depending on your requests and interactions with our agency.
Message and data rates may apply.
You may opt out of text messages at any time by replying:
STOP
After you send STOP, you may receive one final confirmation message, and you will no longer receive non-essential text messages from us.
For assistance, reply:
HELP
or contact our office directly.
Consent to Electronic Communications
By communicating with us electronically, you agree that we may communicate with you through email, text message, phone, or other electronic methods regarding your insurance needs.
You understand that electronic communications may not be completely secure and agree to take reasonable precautions when sharing personal information electronically.
Accuracy of Information
You agree that information provided to The Szatkowski Agency is accurate and complete to the best of your knowledge. Providing inaccurate or incomplete information may affect insurance eligibility, coverage, rating, or claims decisions.
No Guarantee of Insurance Coverage
The Szatkowski Agency does not guarantee approval, coverage availability, premiums, discounts, or acceptance by any insurance carrier.
Insurance policies are contracts between the insured and the insurance carrier. The insurance policy documents control all coverage decisions.
Third-Party Services
Our agency may use third-party services, including insurance carriers, comparative rating systems, customer relationship management systems, technology providers, and communication platforms to provide insurance services.
These providers may process information necessary to assist with quoting, servicing, and managing insurance policies.
Website Use
You agree not to misuse this website, attempt unauthorized access, interfere with website operations, or use website content for unlawful purposes.
Limitation of Liability
To the fullest extent permitted by law, The Szatkowski Agency shall not be responsible for damages arising from website use, electronic communications, delays, interruptions, or reliance on information provided through electronic services.
Contact Information
The Szatkowski Agency
21 Goodway Dr, Rochester, NY 14623
585-299-5615
Nate@skiagencyinc.com
www.skiagencyinc.com
We reserve the right to update these Terms and Conditions at any time.